The 5 factors that are said to NOT have an impact on your credit standing include:
- Interest rates
- Credit counseling
- Soft credit inquiries
- Income
- Payments plans
http://www.cgvegas.com/news/2014/12/30/5-things-that-surprisingly-dont-affect-your-credit-score
Source: LASVEGASREVIEWJOURNAL.com
Photo: THINKSTOCK.com
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